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OPOP: What is it? And how does it affect my loan?

When you get a loan from Kendey Vernastes, you will see an overview of the APR on the loan you wish to take. When you borrow in an institution like ours, it’s meant to be a short-term loan. So a loan you pay back within a few months. It is mandatory for us that we
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Cash loan with deferred payment

Banks are competing in promotional offers for their and future clients. One of the promotional offers of banks that they offer to clients is the possibility of postponing one or even several installments of a cash loan. It looks more or less like, for example, we take out a cash loan for Christmas expenses, and
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What is the borrower’s assessment?

The borrower is always carefully assessed before taking a cash loan. Why is this so important before signing a contract with the lender? Creditworthiness analysis is necessary for statutory reasons and also by limiting the risk of retail banks and loan companies. However, what is the assessment and how to prepare for it optimally? You
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How to work properly on creditworthiness?

Operating on the credit market is often quite a challenge, especially for new borrowers. Before signing the loan agreement, the borrower undergoes a qualitative and financial analysis, which consists of several factors. Working properly on creditworthiness can be said to be a very interesting investment, even an alternative to long-term saving, because access to quick
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Credit Loss – debt restructuring

However, the bank does not waive the statutory prepayment penalty for early loan repayment. The Loval Bank Depending on the contract, the remuneration may apply either to any special repayment or only to a full repayment. In the case of installment loans, many banks have begun to no longer burden special repayments and loan repayments
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Has the mortgage market improved in recent years?

Getting a mortgage is a relatively difficult task. Without good credit standing, you don’t really have the chance to sign a long-term commitment. However, has the mortgage market improved for the average retail banking client in recent years, and if so for what reasons? In the article you will learn about several factors that significantly
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Auto loan and over-indebtedness

Auto credit is being used more and more. Offers are multiplying and rates are really attractive. But taking credit means taking responsibility. If the monthly payments can no longer be reimbursed, a person can quickly find himself in difficulty and indebted. What is a car loan? The car loan is a service that allows a person or
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Loans without pledge

  Fast and easy – these are fast loans without collateral . Often people borrow money by pledging their belongings. However, there are credit companies that lend money without pledge, they are fast loans on the Internet. Quick credit will come in handy for young people who have nothing to pledge. Instant loans mean 10 to
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Loan in hard times – is it really a difficult topic?

The economy is slowly improving. For some people – mainly those at the forefront of the economic food chain – but too many people are still struggling to make ends meet. Salaries for those who are happy enough and have been able to find employment remain lower than before the recession, and many people noted
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What is a well-consolidated tax return? – Find it

The Group's tax returns are a means of allowing companies, which are all part of an affiliated group, to submit a consideration for the annual period, instead of each entity submitting a separate tax return. The possibility of filing a consolidated tax return depends on the exact nature of the relationship between the parent company and